Use LawDepot`s credit agreement template for business transactions, tuition, real estate purchases, down payments, or personal loans with friends and family. Each personal credit agreement form should contain the following details: Credit agreements usually contain information about: If the total amount of credit is of high value, it is good to require the signature and information of a guarantor – a person who can vouch for the borrower and work as a guarantor of repayment, the borrower should not be able to: repayment. The template below for the loan agreement form is a generic pdf template for a personal credit agreement that you can download and process according to your needs. You can customize the PDF and add your own details using PDF Expert – the best PDF editor app for iOS and Mac.